Free receivables calculator
Working Capital Calculator
Working capital is the cushion you have to cover day-to-day operations. See how much of it is tied up in unpaid invoices.
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Current ratio vs healthy range
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What this means
Working capital of $600,000 is what's left after covering short-term liabilities with short-term assets - your cushion for day-to-day operations. A current ratio of 2.00x means you have that many dollars of current assets for every dollar of current liabilities; most lenders look for at least 1.5x-2x. Right now, accounts receivable represents 73.0% of your working capital - collecting faster turns that balance into spendable cash without needing new financing.
DueClarity compares each AR upload to your last one — what changed, who to prioritize, and what to do next.
Upload a CSV aging export — DueClarity ranks your receivables, explains changes upload-over-upload, and recommends next actions.
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